Nuggets

Buying cars: Was there ever a topic filled with such hype as automobile sales or leasing? You cannot turn on the television or radio without being bombarded by some clown who is whipped into a frenzy about the deal of the day, the sale of the century, for one day only, imagine yourself in a […]

April 29, 2025/6 Comments/by Mary Hunt Just one more word on Credit Management. Mary Hunt is one of my favorites and she gives good advice Think your credit score doesn’t matter? Oh, friend… it matters more than you might imagine. That three-digit number—somewhere between 300 and 850—can quietly shape your everyday life, from whether you get

Remember, banks like casinos weren’t built by winners Banking relationships: There are at least five business people who should know you and you should know on a first name basis: your doctor, your mechanic, your general insurance agent, your financial advisor and your banker. For many of you a bank or credit union is simply

Easy come…easy go Are you aware? Consumers in the United States owed $17,570,000,000,000 in total debt as of the third quarter (Q3) of 2024, according to Experian data. That’s $50,000 for every man, woman and child in the USA. Think that’s a problem? Credit management: The rules of credit management are few and simple… ·

Money – Housing To buy or not to buy…that is the question Home ownership: There was a day when prevailing wisdom was to buy a home as quickly as you could and put as little down as possible. The assumption was that real estate would continue to escalate in value and that the equity in

Budgeting: Oh, come on. I saw you roll your eyes on this one. So, in 50 words or less, tell me why making a plan and sticking to it is so hard. Go to my blog or send me an email and get the interactive .xls spreadsheet that will help you manage your obligations. I

Money Troubles…Troubled Marriages Use it up, wear it out, make it do or do without? Well now, let’s get down to the business of dealing with financial management differences that crop up in marriages all the time. I grew up in a home where the mantra was Use it up, Wear it out, Make it

LORD Jesus, I get it…I am not supposed to worry about tomorrow! You divided time into days and nights so that I have manageable portions of life to handle. When I get wrapped around the axle of what tomorrow may bring, keep on reminding me: Your grace is sufficient for me, but its sufficiency is for only

Funny thing about ‘normal’ and ‘natural’…it never delivers what it advertises. We all start out as little children wanting what we want when we want it. Early on, when you didn’t get what you wanted you threw what my Mom always called a ‘hissy fit’. So whatever you felt determined how you acted. I remember

For a married couple to expect perfection in each other is unrealistic.–Billy Graham It is generally known, that he who expects much will be often disappointed; yet disappointment seldom cures us of expectation, or has any effect other than that of producing a moral sentence or peevish exclamation.–Samuel Johnson Emerson Eggerichs, author of a great